Why hackers moved from YNAB to Actual Budget

2 hackers described this switch in public comments. Their words, with links to the originals.

YNAB 2 hackers criticize it
→
Actual Budget 2 hackers recommend it

What hackers said about the move

“I switched from YNAB to Actual Budget.”
spiffytech, 2026-01-02original comment ↗
“Switched from ynab4 (used some version since 2011) to Actual Budget a few month ago.”
Semaphor, 2025-11-21original comment ↗

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YNAB vs Actual Budget

YNABActual Budget
Hackers who recommend02
Hackers who criticize20
Moved away from it20
Moved to it02

Counts are distinct hackers in the sampled comments, not market share.

Criticism of YNAB

No further criticism of YNAB captured yet.

Praise for Actual Budget

No further praise for Actual Budget captured yet.